Personal Loan
Motor Finance 4u - Used cars in Tunbridge Wells
Call 01892 822000

Personal Loan

There are numerous methods to purchasing a car on finance, with different methods suiting different people. One of those is a personal loan.

How does using a personal loan for car finance work?

Applying for car finance at Motor Finance 4 U is straightforward and hassle-free. We have access to numerous lenders who can offer you a personal loan at competitive rates.

Once your application has been approved, you can use the loan to finance your new car as well as using it for certain other things, such as paying for your insurance and/or road tax.

How is a personal loan different to other car loan methods?

We offer a range of different finance options that suit different individuals needs however, generally speaking a car finance loan and a personal loan operate in a similar manner.

The main difference between a personal loan and one of the other car finance options is that with a personal loan, the loan isn't secured against your car. This means that should you fail to keep up with payments, your vehicle can't be repossessed but that you also have the option of selling the vehicle on at any time during the finance agreement term. This doesn't mean your repayments stop as you still have the debt to pay off. You can however, use the funds gathered by selling the vehicle to pay the loan earlier should you so wish.

This method may be better suited to your individual needs and/or circumstances compared to other available options. Simply apply via our quick and easy application form and we'll let you know if you're successful.

Who may it be suitable for?

To be considered for a personal loan, there are a few requirements that you would need to meet, for example:

  • Have a good credit history
  • Have few or no financial problems, such as missed payments on a mortgage, defaults or county court judgments (CCJ's)
  • Be in full time employment


When looking for car finance, you should consider all the options available to you. Our highly experienced and dedicated team are here to help you, giving you knowledgeable advice and assistance when tailoring the best financial package to suite your needs.

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What our customers say

I just want to say how helpful and friendly all your staff have been, you really have all been a pleasure to deal with and very professional. I can't thank you enough. KR Jessica Townsend

Hi Alex, Thank you very much,  I would just like to say you have been fantastic and we really appreciate all you have done to guide us through the process and help. Many Thanks William.  

Hi Bradley, That's great. Thank you very much for your help. You've been a pleasure to deal with and I wish you all the best for the future mate. KR Roger

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