Answers about car finance and good credit rate

At Motor Finance 4U, it doesn't matter if you don't have a good credit rate - our packages have been created with personal and financial circumstances in mind. We specialise in providing vehicle finance solutions for all individuals, including those with a low or poor credit rating. This is also why there is no application fee or deposit required with our finance packages. Our packages can be assigned to any vehicle that is bought at any authorised dealership, alongside car finance we offer motorbike, caravan, van and commercial finance packages too.

FAQs - Most Frequently Asked Questions

Q. Hi, I have an excellent credit rating, but already have a car loan in my name for £425pm. I am looking to buy another car for my wife but have been told I can’t as I already have a car finance in my name.

Thanks for your enquiry Phil, that’s no problem, we have a number of loan companies that will consider a second loan and at very competitive rates. Why not apply online now, it’s free and one of our specialist car loan advisors will contact you shortly

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What our customers say

I just want to say how helpful and friendly all your staff have been, you really have all been a pleasure to deal with and very professional. I can't thank you enough. KR Jessica Townsend

Hi Alex, Thank you very much, I would just like to say you have been fantastic and we really appreciate all you have done to guide us through the process and help. Many Thanks William.

Hi Bradley, That's great. Thank you very much for your help. You've been a pleasure to deal with and I wish you all the best for the future mate. KR Roger

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Contact Details

Motor Finance 4u

2 Hawkwell Barn, Maidstone Road
Tunbridge Wells
Kent
TN2 4AG

Telephone: 01892 822000

Email: Click Here to Email Us

Opening Times

Monday	9:00 am	-	6:00 pm
Tuesday	9:00 am	-	6:00 pm
Wednesday	9:00 am	-	6:00 pm
Thursday	9:00 am	-	6:00 pm
Friday	9:00 am	-	6:00 pm
Saturday	9:00 am	-	5:00 pm
Sunday	10:00 am	-	4:00 pm

Financial Disclosure

Motor Finance 4u is a trading name of Pinnacle Financial Contracts Limited who are authorised and regulated by the Financial Conduct Authority. Our registered FCA number is 668117. We are a credit broker not a lender. Motor Finance 4u can introduce you to a limited number of lenders and brokers to assist with your vehicle purchase. We are only able to offer a range of finance products from these providers, which may be suitable for you. An introduction to us does not amount to independent financial advice. We do not charge a fee for our services. Lenders, brokers, pay a commission to us for introducing you to them. This is either a fixed amount or calculated by reference to the amount you borrow. Different lenders may pay different commissions for such introductions. You have the right to request the commission amount, to do this contact disclosure@motorfinance4u.com . Any commission payments lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. All finance is subject to status and income. Applicants must be 18 years or over. Terms and conditions apply, guarantees and indemnities may be required. Please ensure you can afford the repayments for the duration of the loan before entering into the credit agreement.