Whatever your credit rating, we treat you like a valued customer. We guarantee to consider each car finance application and help you get on the track to car ownership.

Our extensive portfolio of lenders work with us to find you the right car finance loan for your circumstances. Whether your credit rating is poor or excellent, you’re sure to find the perfect solution when you get in contact with motorfinance4U.

Don’t worry if you’ve had payment defaults, mortgage arrears, you’re self-employed or even have no credit history at all, we have a range of options and solutions designed to help you attain a suitable loan.

We are the bad credit car finance specialists, and with such a knowledgeable, experienced and friendly team on your side, you’re sure to feel understood and in the know. We’ll help you move forward, whether that’s by obtaining the credit that you need, or with advice to improve your credit rating.

Your individual financial circumstances are guaranteed to be considered on a case by case basis, and we’ll do our best to make sure that a deposit isn’t needed and the costs are low too. We will create a finance plan based on your budget and credit profile, so your payments are affordable.

If you have an excellent credit score, then not only will we look at your application, we will also aim to beat the rates on the high street to bring you a fantastic deal and in most cases, a deposit isn't required. It couldn't be quicker and easier to get your car finance sorted when you come to motorfinance4U.