Applying for car finance can be confusing especially with the fluctuating APR rates between packages, customers need time to consider all of the options and we undestand this. At Motor Finance 4U, we work with a wide range of lenders that are highly competitive, so we get that you will need time to choose the best deal that you're happy with. With us, there is no application fee so there is nothing to lose if you decide not to go with us but if you do, we could have the best deal that'll save you money.
Hi Thomas, making sure that you get the most competitive finance deal available to you can be confusing. Banks advertise very low rates but won’t actually give it to many people that apply. So your experience is not uncommon.
Their adverts are supposed to catch your attention and then it will either be unavailable or they offer you a different rate, so the only way of really knowing what is available to you is to apply and see what you are offered.
APRs are confusing as they can be calculated differently from one lender to another. The best way to check the cost is to compare the monthly payments.
If you try our loan calculator it will give you an indication of payment depending on your credit history. In the current financial climate a rate below 10% is very competitive.
You can either give one of our advisors a call for further advice on 01892 822000 or complete our online application and we will get back to you with a decision.
Hi Steve, rest assured we're not like a payday lender. If we give you a finance offer you will have plenty of time to look at the rates and compare them to other places, and in general our APRs are very competitive. We do in fact work with banks such as Santander, and we have exclusive products with lenders which aren't available on the high street, so it's worth applying with us to see what we can offer you. If you would like to know more fill in our simple on line application form or give us a call on 01892 822000 Applications are totally free and you’re under no obligation.
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I just want to say how helpful and friendly all your staff have been, you really have all been a pleasure to deal with and very professional. I can't thank you enough. KR Jessica Townsend
Hi Alex, Thank you very much, I would just like to say you have been fantastic and we really appreciate all you have done to guide us through the process and help. Many Thanks William.
Hi Bradley, That's great. Thank you very much for your help. You've been a pleasure to deal with and I wish you all the best for the future mate. KR Roger