Motor Finance 4u FAQs - Answers about natwest loan calculator
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Answers about Natwest Loan Calculator

At Motor Finance 4U, we work with a wide range of different lenders this means that we can find the best deal for your personal and financial circumstances. We cater our finance packages to help individuals that have a low credit score or that have issues with obtaining finance from NatWest via their loan calculator. As we have a large variety of lenders to choose from, we can offer some very competitive rates for used car, motorbike, caravan, as well as van and commercial finance. Similar to NatWest finance, we can offer any vehicle from any reputable dealership as opposed to a fixed car dealer finance package. At Motor Finance 4U, there is no application fee or deposit required and you also get our own personal advisor. If you're looking for car finance with a unique, customer-first experience, contact Motor Finance 4u today.

FAQs - Most Frequently Asked Questions

Q. I applied for a loan through NatWest and but when I spoke to them on the phone they outright refused to because I’m self-employed, and I have only been self-employed for a year. I’m really wary now and I’m unsure what to do. How can I trust a broker like you to do the best for me?

We have an extensive range of different lenders and the majority are happy to lend to self-employed applicants – depending on the lender they may or may not require you to prove your income – since we started helping people obtain Car Finance in 1988, we have sourced finance for thousands of self-employed people. Send your details through to us, and we’ll make sure we get the right deal for you and your circumstances

Q. Hi. I’m in the market for a new car, but I have a low credit score. I used the NatWest loan calculator, which showed me repayments I could afford, so applied for car finance with them, but they denied the application. Will this further affect my not-so-great score? I can’t really wait very long to apply again because I need a car. What can I do to help make sure that my next application will be successful?

If your credit score is “not-so-great” then you should avoid applying for finance through high street lenders like NatWest. Their calculator is designed to encourage you to apply, but unlike us here at motor finance 4u, they may not be able to offer people with low credit scores car finance. Their lending criteria tend to be much stricter than the specialist motor finance companies that we have access to.

Of course, you know that multiple credit searches can adversely affect your credit rating. This is why it is beneficial to apply for car finance through a broker like us, because with one application you have access to multiple finance companies, giving you a better chance of arranging a loan successfully.

Send your application to us, and we will work as quickly as possible to get you into a new car, ensuring that your details are only sent to the most suitable lenders, where we are most likely to gain an acceptance.

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What our customers say

I just want to say how helpful and friendly all your staff have been, you really have all been a pleasure to deal with and very professional. I can't thank you enough. KR Jessica Townsend

Hi Alex, Thank you very much,  I would just like to say you have been fantastic and we really appreciate all you have done to guide us through the process and help. Many Thanks William.  

Hi Bradley, That's great. Thank you very much for your help. You've been a pleasure to deal with and I wish you all the best for the future mate. KR Roger

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