Answers about car finance credit scores

At Motor Finance 4U, we take all personal and financial circumstances into consideration when finding the best deal for you. We have a large variety of lenders at our disposal so that we can get the best deals for you , even if you have a bad credit score. We provide finance packages for cars, vans, motorbikes, caravans and commercial vehicles so no matter what type of vehicle you have - we can help you.

FAQs - Most Frequently Asked Questions

Q. Hi, I have an Experian credit score of 810, which I think is quite good. Will this get me a good interest rate? I don’t want to go to a garage as I would rather have a loan approved before I shop for a car. I’m looking for a car around the £10,000 mark and prefer to put in a small deposit or even no deposit. Can you help?

We certainly can Michelle. We work with a selection of car loan companies and will be able to find a package tailor made to suit your personal circumstances, and with no deposit. Please apply using our quick and easy online application, it’s free and you are under no obligation.

Q. Hi, I am looking to buy new car, but before I do I wanted to know how much I can borrow?

Hi Richard, that’s a good question. We can arrange loans from £2000 to £50,000 and even more if needs be. The amount we will be able to get approved depends on your own personal circumstances and credit score and of course your income. The best way forward is to apply using our simple online application, it’s free, and one of our advisors will be in touch shortly to talk through your options. It’s a very good idea to get your loan approved first, as it puts you in control of your car purchase.

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What our customers say

I just want to say how helpful and friendly all your staff have been, you really have all been a pleasure to deal with and very professional. I can't thank you enough. KR Jessica Townsend

Hi Alex, Thank you very much, I would just like to say you have been fantastic and we really appreciate all you have done to guide us through the process and help. Many Thanks William.

Hi Bradley, That's great. Thank you very much for your help. You've been a pleasure to deal with and I wish you all the best for the future mate. KR Roger

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Contact Details

Motor Finance 4u

2 Hawkwell Barn, Maidstone Road
Tunbridge Wells
Kent
TN2 4AG

Telephone: 01892 822000

Email: Click Here to Email Us

Opening Times

Monday	9:00 am	-	6:00 pm
Tuesday	9:00 am	-	6:00 pm
Wednesday	9:00 am	-	6:00 pm
Thursday	9:00 am	-	6:00 pm
Friday	9:00 am	-	6:00 pm
Saturday	9:00 am	-	5:00 pm
Sunday	10:00 am	-	4:00 pm

Financial Disclosure

Motor Finance 4u is a trading name of Pinnacle Financial Contracts Limited who are authorised and regulated by the Financial Conduct Authority. Our registered FCA number is 668117. We are a credit broker not a lender. Motor Finance 4u can introduce you to a limited number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer a range of finance products from these providers, which may be suitable for you. An introduction to us does not amount to independent financial advice. We do not charge you a fee for our services. All finance is subject to status and income. Applicants must be 18 years or over. Terms and conditions apply, guarantees and indemnities may be required. Please ensure you can afford the repayments for the duration of the loan before entering into the credit agreement.

We typically receive a fixed commission from the credit provider for introducing you to them and we typically pay a fixed commission to the introducing dealer. The commission received is a fixed fee or is calculated by reference to the amount you borrow, but this does not affect the interest charged on the agreement or the amount you pay, all of which are set by the lender.